Best buy credit card login citi - Feb 5, 2024 · Las alertas provendrán de alertas de BestBuy® y usted puede enviar un mensaje con el texto STOP (Suspender) a 21230 para detener las alertas, o el texto HELP (Ayuda) a 21230 para recibir asistencia. Si tiene preguntas sobre los servicios proporcionados, puede llamar al 1-888-574-1301.

 
Best buy credit card login citi

3 days ago · Robert Sambrick, WalletHub Analyst. @robsam • 01/11/24. The Best Buy® Credit Card foreign transaction fee is 0%. This means you won’t be charged extra on transactions processed outside of the United States, whether it’s a purchase at a physical location in a foreign country, or an online transaction through an internationally-based …Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings. Feb 15, 2024 · With Citibank Online, you can get a summary of your financial situation at a glance. You can see your account balances, transactions, spending habits, and savings goals. You can also customize your dashboard to suit your preferences and needs. Citibank Online is the best way to stay on top of your money and your accounts.Manage your Citi accounts online, anytime, anywhere with Citibank Online. Find the contact information you need for phone, mail, chat or branch services.Warning: Pressing this button will display the password in the Password fieldCiti Mobile Snapshot: Instant access to your bank and credit card account summary without signing on every time. Push notifications: Be notified about bank transactions and credit card purchases made instore or online. Citi Quick Lock: Misplaced your credit card? You can lock it in the Citi Mobile ® App or with Citi ® Online.My Best Buy® Credit Card; My Best Buy Visa® Card; Best Buy Gift Cards; My Best Buy reward certificates; Visa; MasterCard; American Express; Discover; PayPal; Apple Pay; …Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. Many people are unaware of the fees or ...Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. Many banks offer credit cards with great benefits for travelers. When looking for a credit card for travel, it’s important to determine which benefits are right for you. Some offer...However, no points are awarded for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming …Now discover a whole new online account, built to give you more control over your card and your time. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more. Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay.Items 1 - 18 of 28 ... Were you looking for one of these ? Manage your My Best Buy® Credit Card · Apply for the My Best Buy® Credit Card · Accepted payment types &mid...<link rel="stylesheet" href="styles.9cc61e831de527c2.css">Items 1 - 18 of 53 ... Shop for 800~856~1215 best buy credit card customer service at Best Buy. Find low everyday prices and buy online for delivery or ...If you want to request a paper copy of these disclosures you can call My Best Buy® Credit Card at 1-888-574-1301 and we will mail them to you at no charge. Agreements null Feb 7, 2024 · The My Best Buy® Visa® Card earns points that can be used for one thing: Best Buy merchandise. Think of it as a card that earns cash back which you can only spend at Best Buy. Every time you ...Compare Citi credit card offers or login to your existing account. Explore a variety of features and benefits you can take advantage of as a Citi credit card member.Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.Review the current Citibank Vulgar Language Policy. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more. Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay.Feb 7, 2024 · Earn 2 miles for every $1 spent at grocery stores. 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card. Earn 2 miles for every $1 spent on eligible American Airlines purchases. No limit to the number of miles you can earn. Earn 1 mile for every $1 spent on other purchases.If you want to request a paper copy of these disclosures you can call My Best Buy® Credit Card at 1-888-574-1301 and we will mail them to you at no charge. Agreements null Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.En Citi Cards, nos dedicamos a proteger su privacidad. Queremos que se sienta cómodo al proporcionarnos su dirección de email. La siguiente política sobre el correo electrónico fue elaborada para ayudarle a entender de qué modo usamos el correo electrónico y cuáles son sus opciones. Cómo usamos el correo electrónico Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.Las alertas provendrán de alertas de BestBuy® y usted puede enviar un mensaje con el texto STOP (Suspender) a 21230 para detener las alertas, o el texto HELP (Ayuda) a 21230 para recibir asistencia. Si tiene preguntas sobre los servicios proporcionados, puede llamar al 1-888-574-1301. Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Dec 31, 2023 ... Submit an access request, or call us at 1-888-BEST BUY (1-888-237-8289). The report you receive containing personal information we have on file ...My Best Buy® Visa® Card Payments P.O. Box 78009 Phoenix, AZ 85062-8009 PO Box 70601 Philadelphia, PA 19176-0601. My Best Buy® Visa® Card Overnight Delivery/Express Payments Attn: Consumer Payment Dept. 6716 Grade …Learn More. Citibank offers multiple banking services that help you find the right credit cards, open a bank account for checking, & savings, or apply for mortgage & personal loans. Review the current Citibank Vulgar Language Policy. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. By authorizing Online Bill Pay, I authorize Citibank, N.A. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for my My Best Buy® Credit Card account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me.Feb 5, 2024 · Las alertas provendrán de alertas de BestBuy® y usted puede enviar un mensaje con el texto STOP (Suspender) a 21230 para detener las alertas, o el texto HELP (Ayuda) a 21230 para recibir asistencia. Si tiene preguntas sobre los servicios proporcionados, puede llamar al 1-888-574-1301.Purchase Rate: % -% Variable APR based on your creditworthiness. 1 American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months. The card offer referenced in this communication is only available to individuals who reside in the United …3 days ago · Browse best-in-class credit cards for cash back, points and miles, 0% APR, credit building and more. Find the right fit for your needs and apply in seconds.How to Reach Best Buy® Credit Card Customer Service. Online: Sign in to your Best Buy account, click “Get Help” and a virtual assistant will help you with some common inquiries, like promotional balances or top FAQ's. By phone: Call (888) 574-1301 or the number you see on the back of your card and you will be connected to a representative.Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings.Cardholders can access Gold status with $500 - $1,199 annual spend at Macy's with their Card and Platinum status with $1,200+ annual spend at Macy's with their Card. 1,000 points = $10 in Star Money. Use it on anything at Macy's except gift cards, services & fees. Check your balance and available credit, review your statement, make a payment ...By authorizing Online Bill Pay, I authorize Citibank, N.A. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for my My Best Buy® Credit Card account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me.Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ...<link rel="stylesheet" href="styles.9cc61e831de527c2.css">Best Buy® - $200 Best Buy Blue Gift Card. Card Amount: $200. $15. $25. $30. $50. $75. $100.Items 1 - 18 of 28 ... Were you looking for one of these ? Manage your My Best Buy® Credit Card · Apply for the My Best Buy® Credit Card · Accepted payment types &mid...Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Easily access your Cardmember offers. Simply sign in to your My Best Buy® Credit Card account at Citibank, click on the My Offers tab, and view or activate your offers. These offers change frequently, so be sure …"citi best buy credit card phone number". Categories & Filters. Get it fast. Store Pickup. Same-day pickup. Category. Cell Phone Accessories. Cell Phone Cases. Cell Phone …Combine the benefits of your Citi ® card with the convenience and security features of checking out ... Get special access to purchase tickets to thousands of ... may have additional benefits other than these listed above. Terms and conditions apply. For more information, please login or call Citi Customer Service at 1-800-950-5114 ...The quickest way to manage your account is the 24/7 self-service options through Citibank: Online: Check your balance, view your statements, make a payment and more. Manage your account at Citibank Account Online. * By phone: Access your account through the automated voice response system at 1-888-574-1301. TTY: Use 711 or other Relay Service. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Annual fee: $0. Other benefits and drawbacks: With the Citi Simplicity® Card *, you’ll get 0% intro APR for 21 months on balance transfers from date of first transfer and 0% intro APR for 12 ...Jul 24, 2023 · In general, you’ll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you’ll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly. Sep 26, 2020 ... So I got the Best Buy credit card and I want to use it to pre order the PS5, when is seco – Learn about Sony - PlayStation 5 Console - White ...Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings.Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay and paperless. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more. Citibank Online lets you make payments for your credit cards easily and securely. You can choose from different payment options, view your payment history and manage your card account online. Log in or enroll now to access this service. When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...You can make an Online Payment once you enroll. Your payment will credit to your account as described in the paragraph titled "Same Day Crediting". If you use a bank account for the first time, we may hold the available line of credit equal to the payment for up to 3 business days. Payments. You can only make one online payment per day. Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. The problem is that...Sep 2, 2020 ... Ranking ALL the Citi credit cards (Best to Worst). The first 1000 people who click the link wiIl get 2 months of Skillshare Premium for ...Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Jun 24, 2020 · In addition to the card benefits provided by Citi, Visa provides card benefits such as Car Rental Insurance and Travel and Emergency Assistance. For full details, please read the Visa Guide to Benefits. Travel Tips. For more information on your Citi Department of Defense Travel Card, please read What to do Before, During and After travel ...However, no points are awarded for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming …With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.By authorizing Online Bill Pay, I authorize Citibank, N.A. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for my My Best Buy® Credit Card account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me.The Best Buy Visa Platinum card has no annual fee, but if you are instead approved for the My Best Buy® Visa® Gold Card, there is a $59 annual fee. This card has a variable APR of 15.75%-31.49% ...If you want to request a paper copy of these disclosures you can call My Best Buy® Credit Card at 1-888-574-1301 and we will mail them to you at no charge. Agreements null Feb 14, 2024 · Forbes Advisor estimates that an average household has $36,177 in annual expenses that can be reasonably charged to a credit card. We also assume the cardholder will spend at least $3,500 annually ... Access this page from your Home Screen. Tap to ‘Add to Home Screen.’. Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. Warning: Pressing this button will display the password in the Password field Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings. Apply Online. Sign Up to Use Bill Payment. Or, call us at 1-800-374-9700 ( TTY 1-800-788-0002) to open an account or learn more. Terms, conditions, and fees for accounts, products, programs and services are subject to change. Citibank® cuts down your paperwork with online bill payment. Pay bills online to anyone, anywhere at no additional cost.

Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time .... 4 health strive dog food

Wanted dead or alive lyrics

Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay and paperless. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more. Best Buy Credit Card Login and Online Account Management. No matter which credit card you receive, you can log in to the Best Buy or Citibank portal and manage your account online. Here …The My Best Buy Visa card is a general-use credit card issued by Citibank that can be used anywhere and gets 5%–6% rewards on Best Buy purchases, 3% on gas purchases, 2% on grocery and dining ...Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.If you want to request a paper copy of these disclosures you can call My Best Buy® Credit Card at 1-888-574-1301 and we will mail them to you at no charge. Agreements null Review the current Citibank Vulgar Language Policy. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. 3 days ago · To get a Best Buy® Credit Card replaced, log in to your online account, use the Citibank mobile app, or call customer service at 1 (888) 574-1301.There is no fee to get a Best Buy® Credit Card replacement card, which should arrive within 5-7 business days. How to Get a Best Buy® Credit Card Replaced Online. Log in to your Best Buy® …See full list on citiretailservices.citibankonline.com The standard variable APR for Citi Flex Plan is %, based on your creditworthiness. Standard variable cash advance APR – %. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. Fee for foreign purchases – % of the U.S. dollar amount of each purchase.3 days ago · To get a Best Buy® Credit Card replaced, log in to your online account, use the Citibank mobile app, or call customer service at 1 (888) 574-1301.There is no fee to get a Best Buy® Credit Card replacement card, which should arrive within 5-7 business days. How to Get a Best Buy® Credit Card Replaced Online. Log in to your Best Buy® …Dec 21, 2009 · Remember User ID. Sign On . Register /Alerts will come from Sears® Credit Card Alerts, and you can text STOP to 91857 to stop Alerts, or text HELP to 91857 to receive help. For questions about the services provided, you can call 1-800-917-7700. Message and data rates may apply, and message frequency varies by account settings.The My Best Buy ® Credit Card can only be used for purchases at Best Buy ®. How do I redeem My Best Buy TM reward points? Log in to your My Best Buy TM account to …Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings. Feb 4, 2024 · Best Buy Card Overall Rating: 3.5/5.0. Consumers who spend their evenings waiting in line for the newest devices are likely to love the rewards that come with their My Best Buy credit card, as they can earn 2.5X points per $1 spent on their My Best Buy card, both in-store and online.Nov 15, 2023 · The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits. Rewards Rate. 5% back in rewards on Best Buy purchases. 6% back in rewards on Best Buy purchases for ElitePlus members. Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings..

Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.

Popular Topics

  • War low rider

    Andrea price | Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay and paperless. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more.Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. Shop for pay best buy credit card citi at Best Buy. Find low everyday prices and buy online for delivery or in-store pick-up. My Best Buy Plus™ and My Best Buy Total™ Member Exclusive Sale. Ends 2/25/24. Limited quantities. Shop now. Skip to content Accessibility Survey....

  • Car rental return honolulu airport

    Telegraph road | Review the current Citibank Vulgar Language Policy. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. ...

  • Cheap flight tickets to brazil

    Free poker no download | Manage your Citi accounts online, anytime, anywhere with Citibank Online. Find the contact information you need for phone, mail, chat or branch services.Simply sign in to your My Best Buy® Credit Card account at Citibank, click on the My Offers tab, and view or activate your offers. These offers change frequently, so be sure to check back often. Meet the My Best Buy Memberships™. Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now. ... At Citi Cards, we are dedicated to protecting your privacy. ... Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more....

  • Share price schlumberger

    Exs and ohs lyrics | Annual fee: $0. Other benefits and drawbacks: With the Citi Simplicity® Card *, you’ll get 0% intro APR for 21 months on balance transfers from date of first transfer and 0% intro APR for 12 ...Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character....

  • How to clean cricut mat

    Peter pumpkin eater | Review the current Citibank Vulgar Language Policy. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. ...

  • 90.3 kexp

    Miss universe 2019 | Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay and paperless. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before—and more. Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings....